The money you keep forgetting to claim.
Billions of pounds of help goes unclaimed every year, not because people do not qualify but because nobody reminds them it is there. Here are the vouchers, discounts and free money a UK household can claim, each with the amount, who qualifies and a link to the official source. Then shop voucher codes, when we have ones worth trusting.
Start here
Pension Credit
You are over State Pension age.
All four nations
Crisis and Resilience Fund
You are a low income household that has hit a financial shock.
England
Gas and electricity
Warm Home Discount
You were getting Pension Credit, Universal Credit, Housing Benefit or income related Employment and Support Allowance on 23 August 2026.
England, Wales
Cold Weather Payment
You get Pension Credit, income related Employment and Support Allowance, Universal Credit or Support for Mortgage Interest.
England, Wales, Northern Ireland
Water
Your water company's social tariff
You are on a low income. Thresholds run from roughly £17,000 to £30,000 depending on the company.
England, Wales
WaterSure
You are on a water meter, or you have applied for one and are waiting.
England; differs in Wales
Council tax and rates
Council Tax Reduction
You are on a low income or on benefits, whether you rent or own.
England, Wales, Scotland; differs in Northern Ireland
Single person discount and other disregards
25% off if you live alone, or if everyone else living there is disregarded.
England, Wales, Scotland
Broadband and mobile
Broadband and mobile social tariffs
You or somebody in your household claims Universal Credit. That alone qualifies you for any tariff on Ofcom's list.
All four nations
NHS costs
Free prescriptions and help with NHS costs
Free automatically if you are under 16, aged 16 to 18 in full time education, or 60 or over.
England
NHS Low Income Scheme
You are on a low income but not on a qualifying benefit. If you already get one of those you have full help automatically and do not need to apply.
All four nations
Childcare
Healthy Start food vouchers
£4.65 a week from the 10th week of pregnancy.
England; differs in Wales, Scotland, Northern Ireland
Tax Free Childcare and the Universal Credit childcare element
Tax Free Childcare: for every £8 you pay in, the government adds £2, up to £500 every three months per child, so £2,000 a year. That doubles to £4,000 a year for a disabled child.
All four nations
Funded childcare hours
England, working parents: 30 hours a week for 38 weeks, for children from 9 months to 4 years. Each parent must expect to earn at least £2,643.68 over three months if 21 or over, £2,256.80 if 18 to 20, or £1,664 if under 18 or an apprentice.
England; differs in Wales, Scotland, Northern Ireland
TV licence
TV licence concessions
Free: you are 75 or over AND you or your partner at the same address get Pension Credit. Age alone is not enough, and this is the part people get wrong.
All four nations
Getting about
Cheaper travel
Disabled Persons Railcard: a third off for you and one adult companion travelling with you, any time. £20 for a year or £54 for three.
All four nations
If you are already behind
Help to Save, a 50% savings bonus
You can pay in between £1 and £50 a calendar month, and you do not have to pay in every month.
All four nations
Shop voucher codes
Money off at the shops, done the honest way.
Nothing here yet, on purpose
We do not list scraped voucher codes that might not work. Half the voucher sites online are full of expired and made up codes, and a code that fails at the till is worse than no code at all. When we connect a checked feed, real shop codes land here with the shop, the saving and the date they expire, and not before. Until then this space is honestly empty.
Never miss one of these again.
The reason this money goes unclaimed is that nobody tells you the deadline. Join the update list and we will, along with any voucher codes worth having.
Where this comes from, and where it could be wrong
Ways this page could mislead you
These are the headline claimable schemes. The full list, with the exact eligibility for each, is on the help with bills page.
Amounts are the maximums or the standard figures. What you personally get depends on your income, your nation and your circumstances.
Several schemes differ across England, Wales, Scotland and Northern Ireland, and each card says where it applies.
Shop voucher codes are switched off until we have a checked feed, rather than filled with codes that might not work.
The full list, with the exact eligibility for every scheme →
Sources
Never be surprised by a bill again.
30 price changes are logged on this site and every one had a date you could have known in advance. Join the update list and we will email you when a tracked bill changes, when a genuinely useful deal or voucher code turns up, and when a new tool lands. Free, no account, one click to stop.