{ "dataset": "home.upgrades", "generated": "2026-08-27T23:21:31.519Z", "licence": { "compilation": "CC BY 4.0", "compilation_url": "https://creativecommons.org/licenses/by/4.0/", "attribution": "Tariff Tracker, tarifftracker.io, published by PEF Consulting Partners Limited", "underlying": "The figures themselves belong to the bodies named in each dataset's sources. Most are Crown copyright under the Open Government Licence v3. Supplier tariff rates belong to the suppliers who publish them. Check the source terms before you rely on any of it commercially.", "corrections": "If a figure here is wrong, say so and we will correct it and record that we did." }, "docs": "https://tarifftracker.io/api/", "fields": "https://tarifftracker.io/api/v1/dictionary", "as_of": "2026-08-27", "questions": [ { "key": "nation", "ask": "Where is your home?", "why": "This is the biggest single filter. Northern Ireland is outside every Great Britain scheme, and the England, Scotland and Wales offers are all different.", "options": [ [ "england", "England" ], [ "wales", "Wales" ], [ "scotland", "Scotland" ], [ "ni", "Northern Ireland" ] ] }, { "key": "tenure", "ask": "Do you own it or rent it?", "why": "Almost every scheme treats owners, private renters and social tenants differently, and two of them are closed to social tenants entirely because the landlord is meant to do the work.", "options": [ [ "own", "I own it and live in it" ], [ "private_rent", "I rent privately" ], [ "social_rent", "I rent from a council or housing association" ], [ "landlord", "I am a landlord letting it out" ] ] }, { "key": "benefits", "ask": "Does anyone living there get a means tested benefit?", "why": "Universal Credit, Pension Credit, Housing Benefit, income based JSA or ESA, Income Support and some others. This is the main way into most of these schemes.", "options": [ [ "yes", "Yes" ], [ "no", "No" ], [ "unsure", "I am not sure" ] ] }, { "key": "income", "ask": "Roughly what is the household income before tax?", "why": "Three different thresholds are in play, £23,000, £31,000 and £36,000, so the band matters rather than the exact figure. Nothing you type is sent anywhere.", "options": [ [ "under_23", "Under £23,000" ], [ "23_to_31", "£23,000 to £31,000" ], [ "31_to_36", "£31,000 to £36,000" ], [ "over_36", "Over £36,000" ], [ "unsure", "I would rather not say" ] ], "ordered": [ "under_23", "23_to_31", "31_to_36", "over_36" ] }, { "key": "epc", "ask": "What is the home's energy rating?", "why": "Most schemes only fund homes rated D or worse, and some only E or worse. If you do not know, you can look it up free and we will link you.", "options": [ [ "abc", "A, B or C" ], [ "d", "D" ], [ "efg", "E, F or G" ], [ "unsure", "I do not know" ] ], "ordered": [ "abc", "d", "efg" ] }, { "key": "heating", "ask": "What heats the home now?", "why": "The heat pump grant depends on what you are replacing, and one rate is £1,500 higher for oil and LPG.", "options": [ [ "mains_gas", "Mains gas boiler" ], [ "oil", "Oil" ], [ "lpg", "LPG" ], [ "electric", "Electric heaters or electric boiler" ], [ "coal_other", "Coal, solid fuel or something else" ], [ "already_clean", "A heat pump or heat network already" ] ] }, { "key": "health", "ask": "Does anyone there have a health condition made worse by a cold home?", "why": "A heart or lung condition, limited mobility or a weakened immune system opens a route into ECO4 that does not need a benefit, and it lowers the bar in Wales.", "options": [ [ "yes", "Yes" ], [ "no", "No" ] ] }, { "key": "age75", "ask": "Is anyone there aged 75 or over?", "why": "Scotland has a route for people aged 75 or over with no working heating.", "options": [ [ "yes", "Yes" ], [ "no", "No" ] ] } ], "headline": { "eco4_ends": "2026-12-31", "gbis_closed": "2026-03-31", "no_successor": "There will be no successor to ECO4. The government confirmed it twice, in January and February 2026, following the Budget. There is no ECO5 and nobody is designing one. Help is moving from schemes paid for through your energy bill to grants paid for out of taxation, and those are smaller, run council by council, and in England and Wales are not open to everybody ECO4 was." }, "sources": [ { "name": "Each scheme names the operator pages its rules were read from", "url": null } ], "caveats": [ "Every rule here was read from the scheme operator's own published guidance, and each scheme names the pages it was read from. Nothing you enter into the checker leaves your browser, because there is nowhere for it to go.", "conditions is the useful field. Each one names an answer key from questions, the answers that pass, and the sentence to show a household when that condition is the one ruling them out. A key of _any_of means any one of its sub conditions is enough.", "An unanswered or unsure answer is not a failure. It is a check, and anything built on this should say so rather than defaulting to no.", "The Great British Insulation Scheme closed on 31 March 2026 and ECO4 ends on 31 December 2026. The government has confirmed there is no successor supplier obligation, so no ECO5 exists or is being designed. Any product still offering these should stop.", "Meeting every published condition is not an offer. Several of these schemes are cash limited and close early, councils get one allocation for three years, and none of them publishes how much is left.", "unverified is deliberately populated. Where a scheme publishes its cap two different ways, or gives no closing date, or leaves a threshold unstated, that is recorded rather than smoothed over.", "Nothing here is advice, and there is no lead passing anywhere on this site. It is a reference." ], "blanks": { "opens": "Either it is already open or closed, or no start date has been published. Two of these are announced with no date at all.", "closes": "No closing date is published. The Boiler Upgrade Scheme is like this: it is funded to 2030 but no primary source gives a final day.", "amounts": "This scheme does not publish fixed amounts. Most of them do not: what you get is whatever the survey says the home needs.", "apply_url": "There is nothing to apply for, because the scheme is closed or not open yet.", "phone": "No phone route published for this one.", "qualifying_benefits": "This scheme does not use a benefits test. Three of them do not, which is worth knowing.", "also_true": "Nothing beyond the testable conditions." }, "count": 15, "rows": [ { "id": "eco4", "scheme": "ECO4, the Energy Company Obligation", "nations": [ "england", "wales", "scotland" ], "status": "open", "open": true, "in_short": "Open, but it ends on 31 December 2026 and nothing replaces it.", "opens": null, "closes": "2026-12-31", "what_it_pays_for": "Insulation, first time central heating, heat pumps, heat network connections and heating controls, as a whole house package rather than one measure. There is no cash cap. What you get is whatever it takes to lift the home to the target rating.", "amounts": null, "who_runs_it": "Set by the government, policed by Ofgem, paid for and delivered by the large energy suppliers.", "who_applies": "You approach a supplier or your council. You do not have to be that supplier's customer.", "how_to_apply": "Contact an obligated energy supplier directly, or your council about ECO4 Flex. In Scotland ring Home Energy Scotland on 0808 808 2282. In Wales ring Nest on 0808 808 2244.", "apply_url": "https://www.gov.uk/energy-company-obligation", "phone": null, "conditions": [ { "key": "nation", "in": [ "england", "wales", "scotland" ], "label": "Your home is in England, Wales or Scotland", "fail": "ECO4 is a Great Britain scheme. It does not reach Northern Ireland at all." }, { "key": "epc", "in": [ "d", "efg" ], "unsure_ok": true, "label": "The home is rated D or worse", "fail": "Only homes rated D to G can be treated. A home already at C or better is out.", "check": "Look up your rating free on the government EPC register. It takes a minute and it decides this." }, { "key": "epc", "when": { "tenure": [ "private_rent", "social_rent", "landlord" ] }, "in": [ "efg" ], "unsure_ok": true, "label": "A rented home has to be rated E or worse", "fail": "Rented homes only qualify at E, F or G. A rented home at D is out, even though an owner occupied D is in." }, { "key": "_any_of", "any_of": [ { "key": "benefits", "in": [ "yes" ], "unsure_ok": true }, { "key": "income", "at_most": "23_to_31" }, { "key": "health", "in": [ "yes" ] }, { "key": "tenure", "in": [ "social_rent" ] } ], "label": "You get a means tested benefit, or your income is under £31,000, or someone has a cold related health condition, or you are a social tenant", "fail": "There is no way in. ECO4 needs a qualifying benefit, or a council declaration under ECO4 Flex, which needs income under £31,000, a cold related health condition, or two of the council's own proxies." } ], "qualifying_benefits": [ "Universal Credit", "Pension Credit Guarantee Credit", "Pension Credit Savings Credit", "Housing Benefit", "Income Support", "Income based Jobseeker's Allowance", "Income related Employment and Support Allowance", "Child Benefit, with an income cap" ], "also_true": null, "unverified": [ "The number of the order that extended ECO4 to 31 December 2026. The extension itself is confirmed by the government response, by Ofgem and by three parliamentary debates, but we could not read the instrument at source because the legislation site refused every request.", "Whether any given supplier is still taking new people on. Targets were not raised for the extension, so this is a commercial decision each supplier makes, and none of them publishes it." ], "sources": [ { "name": "Ofgem, the Energy Company Obligation", "url": "https://www.ofgem.gov.uk/environmental-and-social-schemes/energy-company-obligation-eco" }, { "name": "Ofgem, questions from householders and landlords", "url": "https://www.ofgem.gov.uk/energy-company-obligation-eco/homeowners-and-tenants/faqs-domestic-consumers-and-landlords" }, { "name": "Government response, extending the ECO4 end date", "url": "https://www.gov.uk/government/consultations/extending-the-eco4-end-date/outcome/extending-the-eco4-end-date-government-response-html" }, { "name": "Ofgem, ECO4 local authority guidance version 3.0", "url": "https://www.ofgem.gov.uk/sites/default/files/2026-03/eco4_local_authority_administration_Guidance_v3.0.pdf" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "gbis", "scheme": "The Great British Insulation Scheme", "nations": [ "england", "wales", "scotland" ], "status": "closed", "open": false, "in_short": "Closed on 31 March 2026. It was not extended and nothing replaced it.", "opens": null, "closes": "2026-03-31", "what_it_pays_for": "Nothing now. While it ran it fitted one insulation measure per home.", "amounts": null, "who_runs_it": "Was set by the government, policed by Ofgem, delivered by energy suppliers.", "who_applies": "Nobody. There is nothing to apply for.", "how_to_apply": "There is no application. Anyone still offering you Great British Insulation Scheme funding is describing a scheme that closed five months ago, and that is worth treating as a warning in itself.", "apply_url": "https://www.gov.uk/apply-great-british-insulation-scheme", "phone": null, "conditions": [], "qualifying_benefits": null, "also_true": null, "unverified": [ "Ofgem's own page for this scheme still described it as running when we read it in August 2026, with no closure notice on it. We have treated that as a page nobody updated rather than as evidence the scheme is open, because the government, the Warm Homes Plan and Ofgem's own guidance for councils all say it closed." ], "sources": [ { "name": "Government, the scheme's own closure notice", "url": "https://www.gov.uk/apply-great-british-insulation-scheme" }, { "name": "The Warm Homes Plan", "url": "https://www.gov.uk/government/publications/warm-homes-plan/warm-homes-plan-html" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "boiler-upgrade-scheme", "scheme": "The Boiler Upgrade Scheme", "nations": [ "england", "wales" ], "status": "open", "open": true, "in_short": "Open, funded to 2030, and it is the one grant here that does not test your income.", "opens": null, "closes": null, "what_it_pays_for": "Money off the price of a heat pump or a biomass boiler, taken off your quote by the installer.", "amounts": [ { "measure": "Air source heat pump", "amount": 7500, "note": "the standard rate" }, { "measure": "Air source heat pump, off the gas grid, replacing oil or LPG", "amount": 9000, "note": "an extra £1,500, and this rate runs only to 31 March 2027" }, { "measure": "Ground source heat pump", "amount": 7500, "note": "includes water source and shared ground loops" }, { "measure": "Ground source heat pump, off the gas grid, replacing oil or LPG", "amount": 9000, "note": "same uplift, same deadline" }, { "measure": "Air to air heat pump", "amount": 2500, "note": "a newer and much smaller category" }, { "measure": "Biomass boiler", "amount": 5000, "note": "rural, off gas grid properties only" } ], "who_runs_it": "Ofgem, for the government.", "who_applies": "Your installer, not you. This is the thing people get wrong most often. You cannot get a grant before you have chosen an installer, the money comes off your quote rather than being paid to you, and if the installer applies badly or late the grant is lost even though you qualified.", "how_to_apply": "Get quotes from installers certified under MCS, agree one, and they apply to Ofgem for you. Ofgem will contact you to confirm you consented, and you have to answer.", "apply_url": "https://www.gov.uk/apply-boiler-upgrade-scheme", "phone": null, "conditions": [ { "key": "nation", "in": [ "england", "wales" ], "label": "Your home is in England or Wales", "fail": "This scheme is England and Wales only. Scotland has its own grant and loan through Home Energy Scotland. Northern Ireland has nothing equivalent." }, { "key": "tenure", "in": [ "own", "landlord" ], "label": "You own the property", "fail": "You have to own it. That includes second homes and properties you let out, but a tenant cannot apply and social housing is excluded outright." }, { "key": "heating", "in": [ "mains_gas", "oil", "lpg", "electric", "coal_other" ], "label": "You are replacing a fossil fuel heating system", "fail": "The grant replaces a fossil fuel system. If the home already runs on a heat pump or a heat network there is nothing to replace." } ], "qualifying_benefits": null, "also_true": [ "New builds are out, unless you built it yourself and it has never been owned by a business.", "The property must not already be getting government funding for the same installation. Having had insulation funded before does not stop you.", "The installer has to commission the system within 120 days of applying.", "A biomass boiler has the tightest rules of the lot: off the gas grid, in a settlement of fewer than 10,000 people, and with an emissions certificate.", "A landlord has to tell the tenant about the installation." ], "unverified": [ "The scheme has no published closing date. It is funded to 2030 and Ofgem says it has been extended to 2030, but no primary source gives a final day. The 31 March 2027 date on the government's own pages belongs to the £9,000 uplift and to the zero rate of VAT on energy saving materials, not to the scheme.", "Two of our readers disagreed on whether an energy certificate is still needed. Ofgem's own installer guidance version 5 settles it, in terms: from 28 April 2026 a property no longer needs a valid certificate to apply. We have followed that and recorded the disagreement here rather than hiding it." ], "sources": [ { "name": "Government, apply for the Boiler Upgrade Scheme", "url": "https://www.gov.uk/apply-boiler-upgrade-scheme" }, { "name": "The approved grant values, updated 21 July 2026", "url": "https://www.gov.uk/government/publications/boiler-upgrade-scheme-regulations-approved-standards-grant-categories-and-grant-levels/notice-of-approved-grant-categories-and-values-for-the-boiler-upgrade-scheme" }, { "name": "Ofgem, guidance for installers version 5", "url": "https://www.ofgem.gov.uk/sites/default/files/2026-04/boiler_upgrade_scheme_guidance_for_installers_V5_20260424143058.pdf" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warm-homes-local-grant", "scheme": "Warm Homes: Local Grant", "nations": [ "england" ], "status": "open", "open": true, "in_short": "Open, and with ECO4 ending this is the main route left in England.", "opens": null, "closes": "2028-03-31", "what_it_pays_for": "Insulation, draught proofing, heating controls, solar panels, batteries and low carbon heating, arranged and paid for by your council after a survey.", "amounts": null, "who_runs_it": "Funded by the government, delivered by 271 councils across 74 projects.", "who_applies": "You do, through one national service. Your council then contacts you, usually within ten working days.", "how_to_apply": "Apply on the government service. There is a helpline on 0800 098 7950. You do not need to know your energy rating first, you can find it during the application.", "apply_url": "https://www.gov.uk/apply-warm-homes-local-grant", "phone": null, "conditions": [ { "key": "nation", "in": [ "england" ], "label": "Your home is in England", "fail": "England only. Scotland, Wales and Northern Ireland each run their own scheme instead, and there is one for you further down this page." }, { "key": "tenure", "in": [ "own", "private_rent", "landlord" ], "label": "The home is privately owned, by you or by your landlord", "fail": "Social housing goes through the landlord instead, under a separate fund. There is nothing here a social tenant can apply for." }, { "key": "epc", "in": [ "d", "efg" ], "unsure_ok": true, "label": "The home is rated D or worse", "fail": "Homes rated A to C are out in every circumstance.", "check": "You can find this out during the application itself, so not knowing is not a reason to hold off." }, { "key": "_any_of", "any_of": [ { "key": "income", "at_most": "31_to_36" }, { "key": "benefits", "in": [ "yes" ], "unsure_ok": true } ], "label": "Household income is £36,000 or less, or someone gets a qualifying benefit", "fail": "Income is usually the test and the line is £36,000. Above it you can still get in on a qualifying benefit, or if your postcode is in the most deprived tenth or fifth of the country." } ], "qualifying_benefits": [ "Housing Benefit", "Income based Jobseeker's Allowance", "Income related Employment and Support Allowance", "Income Support", "Pension Credit", "Universal Credit" ], "also_true": [ "A postcode in the most deprived tenth or fifth of England qualifies with no income check at all.", "There is a second income test based on income after housing costs, with thresholds that vary by household, which can let you in where the £36,000 gross figure would not.", "Off the gas grid or on it makes no difference here, unlike the scheme it replaced." ], "unverified": [ "Councils are given a fixed allocation for the whole three years and close their lists when it is committed, so meeting every published condition does not guarantee an offer. By the end of July 2026 about 11,250 measures had been done in about 5,470 homes.", "You will see £16,600 quoted, sometimes doubled to £33,200. Those are average cost caps a council's whole project has to meet, not an amount any household is entitled to, and we will not print them as if they were." ], "sources": [ { "name": "Government, apply for the Warm Homes: Local Grant", "url": "https://www.gov.uk/apply-warm-homes-local-grant" }, { "name": "The policy guidance", "url": "https://assets.publishing.service.gov.uk/media/684fe0179d538361ad2da6eb/Warm-Homes-Local-Grant-Policy-Guidance.pdf" }, { "name": "The scheme's own statistics, August 2026", "url": "https://www.gov.uk/government/statistics/warm-homes-local-grant-statistics-august-2026/warm-homes-local-grant-statistics-august-2026" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warm-homes-social-housing-fund", "scheme": "Warm Homes: Social Housing Fund", "nations": [ "england" ], "status": "landlord only", "open": false, "in_short": "Nothing for a tenant to apply for, now or ever.", "opens": null, "closes": null, "what_it_pays_for": "Insulation and heating upgrades to social homes below a C rating, arranged and paid for by the landlord.", "amounts": null, "who_runs_it": "The government, with councils and housing associations as the ones who bid.", "who_applies": "Your landlord. If you are told to apply for this yourself, you are being sent the wrong way.", "how_to_apply": "Ask your council's housing team or your housing association whether they hold funding under it and whether your home is in their programme. The list of successful landlords is published.", "apply_url": "https://www.gov.uk/government/publications/warm-homes-social-housing-fund-wave-3", "phone": null, "conditions": [ { "key": "nation", "in": [ "england" ], "label": "Your home is in England", "fail": "England only. Scotland, Wales and Northern Ireland each run their own social housing programmes through the landlord in the same way, so the question is the same wherever you are: ask your landlord." }, { "key": "tenure", "in": [ "social_rent" ], "label": "You rent from a council or housing association", "fail": "This one is only for social housing." } ], "qualifying_benefits": null, "also_true": [ "Homes already done under the previous wave are not eligible.", "Greater Manchester and the West Midlands were outside this wave.", "The practical decision you face is whether to let the work happen. The scheme's own guidance names refusal of access as a reason homes drop out." ], "unverified": [], "sources": [ { "name": "Government, the fund's own page", "url": "https://www.gov.uk/government/publications/warm-homes-social-housing-fund-wave-3" }, { "name": "The list of landlords that won funding", "url": "https://www.gov.uk/government/publications/warm-homes-social-housing-fund-wave-3-successful-social-housing-landlords-including-local-authorities-and-housing-associations" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warmer-homes-scotland", "scheme": "Warmer Homes Scotland", "nations": [ "scotland" ], "status": "open", "open": true, "in_short": "Open, and the Scottish Government usually meets the whole cost.", "opens": null, "closes": null, "what_it_pays_for": "Wall and loft insulation, draught proofing, central heating including gas boilers and air source heat pumps, and home renewables. Home Energy Scotland describes support worth £10,000 or more.", "amounts": null, "who_runs_it": "The Scottish Government, delivered by Warmworks after a referral from Home Energy Scotland.", "who_applies": "You ring Home Energy Scotland, who refer you. You cannot apply to Warmworks directly.", "how_to_apply": "Ring Home Energy Scotland free on 0808 808 2282, Monday to Friday 8am to 8pm and Saturday 9am to 5pm.", "apply_url": "https://www.homeenergyscotland.org/funding/grants-loans/warmer-homes-scotland/", "phone": "0808 808 2282", "conditions": [ { "key": "nation", "in": [ "scotland" ], "label": "Your home is in Scotland", "fail": "Scotland only. This is the scheme that stands in place of ECO4 for most Scottish households." }, { "key": "tenure", "in": [ "own", "private_rent" ], "label": "You own it and live there, or you rent privately", "fail": "Social tenants are out, because the landlord is responsible for the work. A landlord cannot apply either." }, { "key": "epc", "in": [ "d", "efg" ], "unsure_ok": true, "label": "The home has a poor energy rating", "fail": "The home has to be poorly rated. Home Energy Scotland does not publish the exact band that counts, so if you are close to the line it is worth ringing rather than assuming." }, { "key": "_any_of", "any_of": [ { "key": "benefits", "in": [ "yes" ], "unsure_ok": true }, { "key": "age75", "in": [ "yes" ] } ], "label": "Someone there gets a qualifying benefit, or is 75 or over with no working heating", "fail": "Warmer Homes Scotland needs a qualifying benefit, or somebody aged 75 or over with no working heating. There is a third way in we cannot test here, a DS1500 or BASRiS certificate completed by a medical professional, so if that applies to your household it is worth ringing them anyway." } ], "qualifying_benefits": [ "Universal Credit", "Pension Credit Guarantee Credit", "Housing Benefit", "Income related Employment and Support Allowance", "Council Tax Reduction", "Adult Disability Payment", "Child Disability Payment", "Scottish Adult Disability Living Allowance", "Scottish Child Payment", "Pension Age Disability Payment", "Carer Support Payment", "Armed Forces Independence Payment", "Constant Attendance Allowance", "Industrial Injuries Disablement Benefits", "Severe Disablement Allowance", "War Pensions Mobility Supplement" ], "also_true": [ "You have to have lived there at least six months and it has to be your main home.", "The floor area has to be 230 square metres or less, roughly up to five bedrooms.", "Council tax band A to G. Band H is out.", "The home has to meet the tolerable standard, meaning fit to live in.", "Not if you have already been helped by the scheme in the last twelve months." ], "unverified": [ "Whether the £10,000 or more figure is a floor, an average or a typical package. It is not described as a maximum and we are not going to present it as one.", "Which criteria were widened in July 2025. The announcement says they were, but does not say which." ], "sources": [ { "name": "Home Energy Scotland, Warmer Homes Scotland", "url": "https://www.homeenergyscotland.org/funding/grants-loans/warmer-homes-scotland/" }, { "name": "mygov.scot, Warmer Homes Scotland", "url": "https://www.mygov.scot/help-heating-costs/warmer-homes-scotland" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "home-energy-scotland-grant-loan", "scheme": "The Home Energy Scotland grant and loan", "nations": [ "scotland" ], "status": "open", "open": true, "in_short": "Open, and this is the one that does not need a benefit at all.", "opens": null, "closes": null, "what_it_pays_for": "Up to £7,500 grant towards a heat pump, heat network connection or biomass boiler, and up to £7,500 towards insulation and other efficiency measures, with an interest free loan available for the balance. Homes in remote rural and island areas get an uplift.", "amounts": null, "who_runs_it": "The Scottish Government, through Home Energy Scotland, delivered by the Energy Saving Trust.", "who_applies": "You do, but only after an adviser refers you and sends an invitation code.", "how_to_apply": "Ring Home Energy Scotland free on 0808 808 2282 for advice first. They refer you, you get a code by email, then you register on the funding portal. Do not start the work before you are approved.", "apply_url": "https://www.homeenergyscotland.org/funding/grants-loans/", "phone": "0808 808 2282", "conditions": [ { "key": "nation", "in": [ "scotland" ], "label": "Your home is in Scotland", "fail": "Scotland only. There is no equivalent anywhere else in the UK: this is the one grant in Britain with no income test and no benefit test, and England, Wales and Northern Ireland have nothing like it." }, { "key": "tenure", "in": [ "own" ], "label": "You own the home and live in it", "fail": "You have to own it and live in it. Landlords, developers and businesses cannot use this, and there is a separate landlord loan for the private rented sector." } ], "qualifying_benefits": null, "also_true": [ "An existing property, not a new build.", "It has to be your only or main home.", "For an efficiency measure, the measure has to appear in the recommendations on your energy certificate.", "You must not have started or finished the work already.", "No benefit and no income test. This is unusual and it is the point of the scheme." ], "unverified": [ "The overall cap is published two different ways. mygov.scot says up to £15,000 as a grant. Home Energy Scotland says rural households can claim up to £18,000. The terms and conditions give a combined maximum of £15,000, or £16,500 rural, counting grant and loan together. Confirm your own figure with them before you plan around it.", "Whether the interest free loan survives the 2026 to 2027 budget. Every page we read in August 2026 still describes it, and we have taken that at face value." ], "sources": [ { "name": "Home Energy Scotland, grants and loans", "url": "https://www.homeenergyscotland.org/funding/grants-loans/" }, { "name": "mygov.scot, help with heating costs", "url": "https://www.mygov.scot/help-heating-costs" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "scotland-area-based", "scheme": "Council area based schemes in Scotland", "nations": [ "scotland" ], "status": "open", "open": true, "in_short": "Running, but only in the streets your own council has chosen.", "opens": null, "closes": null, "what_it_pays_for": "Usually solid wall insulation, blended with money from social landlords and sometimes from energy suppliers.", "amounts": null, "who_runs_it": "Funded by the Scottish Government, designed and delivered by your council.", "who_applies": "There is no national application. Ring Home Energy Scotland and ask what is running in your area.", "how_to_apply": "Home Energy Scotland on 0808 808 2282, or your council's housing team.", "apply_url": "https://www.homeenergyscotland.org/", "phone": "0808 808 2282", "conditions": [ { "key": "nation", "in": [ "scotland" ], "label": "Your home is in Scotland", "fail": "Scotland only. England has something similar in the Warm Homes: Local Grant, which is also run council by council, and it is further down this page." } ], "qualifying_benefits": null, "also_true": [ "Eligibility is set by each council and differs between them.", "Some councils ask owners for a contribution. Ask what it is before agreeing to anything." ], "unverified": [ "Which councils have live projects in August 2026, and their local rules. There is no central list and we are not going to guess at 32 different sets of criteria." ], "sources": [ { "name": "Home Energy Scotland", "url": "https://www.homeenergyscotland.org/" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warm-homes-nest", "scheme": "Warm Homes Nest", "nations": [ "wales" ], "status": "open", "open": true, "in_short": "Open, free, and the main Welsh route.", "opens": null, "closes": null, "what_it_pays_for": "A free package which can include a heat pump, insulation, solar panels, and boiler repair or replacement where a home has no heating or hot water at all.", "amounts": null, "who_runs_it": "The Welsh Government, delivered by the Energy Saving Trust.", "who_applies": "You do, by phone.", "how_to_apply": "Ring Nest free on 0808 808 2244, Monday to Friday 9am to 6pm, or ask for a callback. They check eligibility, arrange an assessment and install the package.", "apply_url": "https://www.nest.gov.wales/", "phone": "0808 808 2244", "conditions": [ { "key": "nation", "in": [ "wales" ], "label": "Your home is in Wales", "fail": "Wales only. The nearest thing elsewhere is Warmer Homes Scotland in Scotland, the Warm Homes: Local Grant in England, and the Affordable Warmth Scheme in Northern Ireland." }, { "key": "tenure", "in": [ "own", "private_rent" ], "label": "You own it, or rent privately", "fail": "Council and housing association tenants are out. Your landlord is responsible for the work." }, { "key": "epc", "in": [ "efg", "d" ], "unsure_ok": true, "label": "The home is rated E or worse, or rated D with a health condition in the household", "fail": "A home rated C or better is out." }, { "key": "health", "when": { "epc": [ "d" ] }, "in": [ "yes" ], "label": "At D, somebody in the household has a chronic respiratory, circulatory or mental health condition", "fail": "A home rated D only qualifies if somebody there has a chronic respiratory, circulatory or mental health condition. At E, F or G no health condition is needed." }, { "key": "_any_of", "any_of": [ { "key": "benefits", "in": [ "yes" ], "unsure_ok": true }, { "key": "income", "at_most": "under_23" } ], "label": "Someone gets a qualifying benefit, or the household income is below 60 per cent of the median", "fail": "Nest needs a qualifying benefit or a low income. The income line is 60 per cent of the median rather than a round number, so if you are close to it, ring them." } ], "qualifying_benefits": [ "Universal Credit", "Pension Credit", "Housing Benefit", "Income Support", "Income based Jobseeker's Allowance", "Income related Employment and Support Allowance", "Council Tax Reduction", "Child Tax Credit with income below £18,660", "Working Tax Credit with income below £18,660" ], "also_true": [ "Not if the property has already had a free package under the Welsh Government Warm Homes programme." ], "unverified": [ "Whether there is a cost cap on a Nest package. None is published.", "The cash figure that 60 per cent of the median works out at for 2026 to 2027.", "Several Welsh Government pages refused every automated request, so some of the detail here comes from the scheme's own site rather than from the government's." ], "sources": [ { "name": "Nest, the scheme itself", "url": "https://www.nest.gov.wales/" }, { "name": "Welsh Government, the Warm Homes Nest scheme", "url": "https://www.gov.wales/warm-homes-nest-scheme" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "green-homes-wales", "scheme": "Green Homes Wales", "nations": [ "wales" ], "status": "open", "open": true, "in_short": "Open, and it is a loan rather than a grant.", "opens": null, "closes": null, "what_it_pays_for": "Interest free loans from £1,000 to £25,000 over up to ten years, unsecured, with six months before the first repayment, plus a free home assessment by an independent retrofit coordinator.", "amounts": null, "who_runs_it": "The Welsh Government, through the Development Bank of Wales.", "who_applies": "You do.", "how_to_apply": "Get free advice from Nest on 0808 808 2244 first, then register your interest with the Development Bank of Wales.", "apply_url": "https://developmentbank.wales/green-homes-wales", "phone": "0808 808 2244", "conditions": [ { "key": "nation", "in": [ "wales" ], "label": "Your home is in Wales", "fail": "Wales only. Scotland has an interest free loan of its own through Home Energy Scotland. England has no equivalent loan open at the moment." }, { "key": "tenure", "in": [ "own" ], "label": "You own the property and live in it", "fail": "You have to own it and live in it as your main home." } ], "qualifying_benefits": null, "also_true": [ "Not a new build under six months old, and not a listed building.", "There is a credit check and an affordability assessment, and the loan is unsecured and personal to you. This is borrowing, not a grant, and it should be treated as borrowing.", "You can use it alongside the Boiler Upgrade Scheme." ], "unverified": [ "Whether there is any minimum property standard or energy rating threshold. We could not find one.", "Whether it is taking new registrations without a waiting list in August 2026." ], "sources": [ { "name": "Development Bank of Wales, Green Homes Wales", "url": "https://developmentbank.wales/green-homes-wales" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "affordable-warmth", "scheme": "The Affordable Warmth Scheme", "nations": [ "ni" ], "status": "open", "open": true, "in_short": "Open, and it is the main Northern Ireland route.", "opens": null, "closes": "2028-03-31", "what_it_pays_for": "Insulation, ventilation and draught proofing first, then heating including a boiler or first time central heating, then replacing single glazing, then solid wall insulation. Up to £7,500, or £10,000 where solid wall work is involved.", "amounts": null, "who_runs_it": "The Department for Communities, delivered by the Housing Executive.", "who_applies": "You do, through NI Energy Advice, not through your council any more.", "how_to_apply": "Ring NI Energy Advice free on 0800 111 44 55 or email NIenergyadvice@nihe.gov.uk. They send you a form. Do not let anyone start work until your written approval arrives.", "apply_url": "https://www.nihe.gov.uk/housing-help/affordable-warmth/affordable-warmth-scheme", "phone": "0800 111 44 55", "conditions": [ { "key": "nation", "in": [ "ni" ], "label": "Your home is in Northern Ireland", "fail": "Northern Ireland only. If you are in Great Britain, ECO4 and the schemes above are your routes instead, and they work quite differently." }, { "key": "tenure", "in": [ "own", "private_rent" ], "label": "You own it and live there, or you rent privately", "fail": "Housing Executive and housing association tenants are out. Your landlord is responsible for the work." }, { "key": "income", "at_most": "under_23", "unsure_ok": true, "label": "Total household income before tax is under £23,000", "fail": "The line is £23,000 gross, and it is the hardest threshold in any scheme on this page. It is total household income, not one person's, and it is before tax." } ], "qualifying_benefits": null, "also_true": [ "It has to be your main home. Holiday homes and businesses are out.", "You must not start any work until you have written confirmation you have qualified. That is the scheme's own rule, and it is also the cleanest test of whether somebody at your door is genuine." ], "unverified": [ "Whether a household is ever asked to pay anything above the £7,500 or £10,000 caps, and on what terms.", "How long applications are currently taking." ], "sources": [ { "name": "Housing Executive, the Affordable Warmth Scheme", "url": "https://www.nihe.gov.uk/housing-help/affordable-warmth/affordable-warmth-scheme" }, { "name": "Department for Communities, fuel poverty", "url": "https://www.communities-ni.gov.uk/articles/fuel-poverty" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "nisep", "scheme": "The Northern Ireland Sustainable Energy Programme", "nations": [ "ni" ], "status": "open", "open": true, "in_short": "Open, first come first served, and it often reaches people Affordable Warmth does not.", "opens": null, "closes": "2027-03-31", "what_it_pays_for": "Depends entirely on which scheme you apply to. Recent years have covered boiler upgrades, insulation, hot water tank jackets, draught proofing, radiator panels and heating controls. At least 80 per cent of the money is reserved for vulnerable and priority customers.", "amounts": null, "who_runs_it": "Paid for by a levy on every Northern Ireland electricity bill, overseen by the Utility Regulator and administered by the Energy Saving Trust.", "who_applies": "You do, direct to a named scheme manager from the Utility Regulator's published list.", "how_to_apply": "Read the Utility Regulator's list of schemes for this year, pick one that fits, and contact that scheme manager on the details in the list. Or ring NI Energy Advice free on 0800 111 44 55 and ask them to point you at the right one.", "apply_url": "https://www.uregni.gov.uk/news-centre/northern-ireland-sustainable-energy-programme-list-schemes-20262027-published", "phone": "0800 111 44 55", "conditions": [ { "key": "nation", "in": [ "ni" ], "label": "Your home is in Northern Ireland", "fail": "Northern Ireland only. It is paid for by a levy on Northern Ireland electricity bills, which is why it does not reach the rest of the UK, and why ECO does not reach here." } ], "qualifying_benefits": null, "also_true": [ "You do not apply through your electricity supplier and you do not apply to the regulator.", "There is no single income threshold. Each scheme sets its own and they differ a lot.", "The published list is the whole of it. A company not on that list is not running a NISEP scheme, whatever it tells you.", "You will need to evidence income and ownership, get consent from every owner, and have a survey." ], "unverified": [ "A single income threshold, because there is not one. The Housing Executive quotes under £38,000 as indicative. The regulator's own list shows thresholds varying by scheme and household. Check the scheme." ], "sources": [ { "name": "Utility Regulator, this year's list of schemes", "url": "https://www.uregni.gov.uk/news-centre/northern-ireland-sustainable-energy-programme-list-schemes-20262027-published" }, { "name": "nidirect, energy saving grants in your area", "url": "https://www.nidirect.gov.uk/articles/energy-saving-grants-your-area" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "ni-boiler-replacement", "scheme": "The Northern Ireland Boiler Replacement Scheme", "nations": [ "ni" ], "status": "closed", "open": false, "in_short": "Closed in September 2023 on budget grounds.", "opens": null, "closes": "2023-09-21", "what_it_pays_for": "Nothing. A boiler can still be funded as a heating measure under Affordable Warmth or a NISEP scheme.", "amounts": null, "who_runs_it": "Was the Department for Communities, through the Housing Executive.", "who_applies": "Nobody.", "how_to_apply": "Ring NI Energy Advice free on 0800 111 44 55 and ask about Affordable Warmth and NISEP instead.", "apply_url": "https://www.communities-ni.gov.uk/news/closure-boiler-replacement-scheme", "phone": "0800 111 44 55", "conditions": [], "qualifying_benefits": null, "also_true": null, "unverified": [], "sources": [ { "name": "Department for Communities, closure of the Boiler Replacement Scheme", "url": "https://www.communities-ni.gov.uk/news/closure-boiler-replacement-scheme" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warm-healthy-homes-fund", "scheme": "The Warm Healthy Homes Fund", "nations": [ "ni" ], "status": "not open yet", "open": false, "in_short": "Not open. Due in April 2027, and its rules are not settled.", "opens": "2027-04-01", "closes": null, "what_it_pays_for": "Not settled. The department describes a fabric first approach, insulation and ventilation before heating, for lower income owner occupied and privately rented homes, with higher grant limits than Affordable Warmth.", "amounts": null, "who_runs_it": "The Department for Communities.", "who_applies": "Nobody yet.", "how_to_apply": "You cannot. Until it opens, Affordable Warmth is the live scheme, on 0800 111 44 55.", "apply_url": "https://www.communities-ni.gov.uk/articles/warm-healthy-homes-fund", "phone": "0800 111 44 55", "conditions": [], "qualifying_benefits": null, "also_true": null, "unverified": [ "The eligibility rules, the income threshold and the grant limits, none of which exist yet.", "Whether April 2027 will hold." ], "sources": [ { "name": "Department for Communities, the Warm Healthy Homes Fund", "url": "https://www.communities-ni.gov.uk/articles/warm-healthy-homes-fund" } ], "page": "https://tarifftracker.io/home-upgrades/" }, { "id": "warm-homes-fund-loans", "scheme": "The Warm Homes Fund loans", "nations": [ "england", "wales", "scotland" ], "status": "not open yet", "open": false, "in_short": "Announced and funded, but with no rules, no route and no opening date.", "opens": null, "closes": null, "what_it_pays_for": "Not settled.", "amounts": null, "who_runs_it": "The government.", "who_applies": "Nobody yet.", "how_to_apply": "Nothing to apply for.", "apply_url": "https://www.gov.uk/government/publications/warm-homes-plan/warm-homes-plan-html", "phone": null, "conditions": [], "qualifying_benefits": null, "also_true": null, "unverified": [ "Everything about it that a household would need: when it opens, who can use it and on what terms." ], "sources": [ { "name": "The Warm Homes Plan", "url": "https://www.gov.uk/government/publications/warm-homes-plan/warm-homes-plan-html" } ], "page": "https://tarifftracker.io/home-upgrades/" } ] }